You Want a Local Lender When a Natural Disaster Strikes

Meghan Henderson Home Buyer Tips Leave a Comment

In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …

"The Mortgage Process. Step 1" written on paper

What You Need to Know About the Mortgage Process

Meghan Henderson Home Buyer Tips Leave a Comment

There are many steps to buying a home and the first is getting preapproved for a mortgage, but what exactly does that entail? The infographic below explains what mortgage professionals most often require from those seeking a home loan and what buyers can expect to do to secure a mortgage. Now, it’s important to note that the infographic states that …

Melanie Cameron - CMA

USDA Maps Changing on June 4th | Home Buyer Tips

Melanie Cameron Home Buyer Tips Leave a Comment

Realtor Melanie Cameron explains why home buyers should be aware of the USDA Maps changing on June 4th and what they can do to still secure USDA financing for a property that will no longer be eligible. Don’t miss out on your chance for 100% financing! To check a home’s projected eligibility after the maps change on June 4th, 2018, …

Melanie Cameron - What Do Sellers Need to Disclose When They Sell Their Home?

Prequalification vs. Preapproval | Home Buyer Tips

Melanie Cameron Home Buyer Tips Leave a Comment

Realtor Melanie Cameron explains the difference between getting prequalified and getting preapproved for a mortgage, and which route is the better choice. Make sure you watch this video BEFORE starting the home buying process. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into …

Melanie Cameron May Buyer Tips

How Much Money Do I Need for a Down Payment? | Home Buyer Tips

Melanie Cameron Home Buyer Tips Leave a Comment

Realtor Melanie Cameron shares the national average down payment required for purchasing a home. She also explains how home buyers can qualify for a 0% down payment or no payment down program. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the monthly …

Melanie Cameron May Buyer Tips

What is Private Mortgage Insurance (PMI)? | Home Buyer Tips

Melanie Cameron Home Buyer Tips Leave a Comment

Realtor Melanie Cameron explains what PMI or Private Mortgage Insurance is, how much it costs, and what determines if a home buyer is required to pay it. If you are purchasing a home with financial assistance from a lender (mortgage), this is an important video to watch. You may have to pay more than you’ve budgeted. Get more great tips …

Melanie Cameron May Buyer Tips

What Credit Score Do I Need to Buy a Home? | Home Buyer Tips

Melanie Cameron Home Buyer Tips Leave a Comment

Realtor Melanie Cameron shares the ideal credit score needed to purchase a home. The answer may surprise you! You don’t need to have a perfect score to qualify to for a mortgage loan. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the …

House on street in suburb

The Upfront Costs of Buying a Home: Don’t Be Caught Off Guard!

Meghan Henderson Home Buyer Tips Leave a Comment

When you think about the money you need to buy a home, what comes to mind first? Probably the mortgage and down payment, right? While both are crucial for buying a home, there are other costs that buyers will need to pay before signing on the dotted line. If you’re planning to buy a home, don’t be caught off guard. …

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

Meghan Henderson Home Buyer Tips Leave a Comment

You started off your home search by hiring yourself a real estate agent or broker. You haven’t been preapproved for a home loan yet, so they’ve given you a couple names of mortgage brokers. Chances are, you’re wondering if they get something in return from those mortgage brokers, like a referral fee, and that may not be leaving the best …