Stacking Coins in Hand

6 Simple Tasks to Help You Buy a Home in 2019

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The new year is coming, which means many people are thinking about everything they hope to accomplish during the next 12 months. If buying a home is a goal for you, there are a few things that can help improve your purchasing power in 2019. These are simple changes and additions to your existing routines (beyond the traditional saving money …

Melanie Cameron - New FHA Loan Limit

2019 FHA Loan Limit Increase | Home Buyer Tips

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 Realtor Melanie Cameron of The Cameron Team at Coldwell Banker Sea Coast Advantage in Wilmington, NC, shares the recent announcement from the Federal Housing Administration on loan limits in 2019. Great news! They’re increasing. Watch the video to learn more. Get more great tips in our 60-page Buyer Guide. Also, shout out to Joey Milam at Alpha Mortgage for …

Melanie Cameron and Mark Vernon

What You Need to Know About Renovation Loans | Home Buyer Tips

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Realtor Melanie Cameron, Team Leader of The Cameron Team at Coldwell Banker Sea Coast Advantage, speaks with Mark Vernon of Guaranteed Rate about renovation loans. Home buyers and homeowners can benefit from these loans that allow for home repairs and renovations to be made. Watch the video to learn more. ***Important Info: If your home was in a federally declared …

You Want a Local Lender When a Natural Disaster Strikes

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In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …

"The Mortgage Process. Step 1" written on paper

What You Need to Know About the Mortgage Process

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There are many steps to buying a home and the first is getting preapproved for a mortgage, but what exactly does that entail? The infographic below explains what mortgage professionals most often require from those seeking a home loan and what buyers can expect to do to secure a mortgage. Now, it’s important to note that the infographic states that …

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USDA Maps Changing on June 4th | Home Buyer Tips

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Realtor Melanie Cameron explains why home buyers should be aware of the USDA Maps changing on June 4th and what they can do to still secure USDA financing for a property that will no longer be eligible. Don’t miss out on your chance for 100% financing! To check a home’s projected eligibility after the maps change on June 4th, 2018, …

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Prequalification vs. Preapproval | Home Buyer Tips

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Realtor Melanie Cameron explains the difference between getting prequalified and getting preapproved for a mortgage, and which route is the better choice. Make sure you watch this video BEFORE starting the home buying process. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into …

Melanie Cameron May Buyer Tips

How Much Money Do I Need for a Down Payment? | Home Buyer Tips

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Realtor Melanie Cameron shares the national average down payment required for purchasing a home. She also explains how home buyers can qualify for a 0% down payment or no payment down program. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the monthly …

Melanie Cameron May Buyer Tips

What is Private Mortgage Insurance (PMI)? | Home Buyer Tips

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Realtor Melanie Cameron explains what PMI or Private Mortgage Insurance is, how much it costs, and what determines if a home buyer is required to pay it. If you are purchasing a home with financial assistance from a lender (mortgage), this is an important video to watch. You may have to pay more than you’ve budgeted. Get more great tips …

Melanie Cameron May Buyer Tips

What Credit Score Do I Need to Buy a Home? | Home Buyer Tips

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Realtor Melanie Cameron shares the ideal credit score needed to purchase a home. The answer may surprise you! You don’t need to have a perfect score to qualify to for a mortgage loan. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the …