Below you'll find a list of all posts that have been categorized as “Home Buyer Tips”
The average home purchase takes about 45 days. That is just over a month. It doesn’t sound very long, does it? Except that a lot can happen in 45 days, including a car breaking down, a company bonus, and a shopping spree for the new home. All of these could cause issues for your mortgage application, which is why you …
Home buyers face many important decisions as they prepare to close on their new house. You may be offered a home warranty in the agreement with the seller, or you may consider purchasing one yourself. If you’re in the process of buying a home, you should know what a home warranty is, how it works, […]
Home buyers and sellers have a natural inclination to avoid the real estate market at the end of the year due to the holiday rush. Anyone actively looking at homes to buy most likely needs to purchase or, for tax reasons, is trying to get a transaction completed before the end of the year. Anyone selling their home likely needs …
Thirteen years ago, I bought my first home. I was in my 20s and it was an exciting process. I have since started a family and after years of what feels like living on top of one another, we decided it was time to move up. Going through the moving process with so much more stuff felt like a giant …
Your closing is the moment you officially become the owner of your new home. This is an incredibly exciting experience, but it also can be stressful. The closing is the culmination of months of work and anticipation, so it’s normal to feel overwhelmed. Preparing in advance is the best way to put your mind at […]
Overpaying for a home is an unfortunately common problem, especially for first-time buyers and people in hot real estate markets. When you’ve never gone through the home-buying process before, it’s difficult to know whether or not you’re getting a good deal. If the market is competitive, overpaying becomes an even bigger risk because you may […]
Buying a home is an enormous financial commitment, so you should be certain that you’re prepared for your monthly payments. Before you start your home search, you should know exactly what you can spend so that you can narrow down your search and feel confident in your purchase. There are a number of considerations to […]
Deciding on a down payment is one of the most difficult but important aspects of buying a home. There are benefits and drawbacks to both small and large down payments, and opinions on which is better can vary dramatically. Before you apply for a mortgage, you should have an idea of what you want to […]
Becoming a homeowner for the first time is an incredibly exciting experience, and being approved for a mortgage is possibly the most important step in the process. First-time buyers have a number of different options for home loans. There are several programs that offer competitive terms for your first mortgage, and you should explore every […]
Buying a home is an exciting accomplishment, but it can be a lengthy process. The first step toward becoming a homeowner is getting approved for a mortgage. When you apply for a home loan, the lender will ask for a number of documents to prove that you’ll be able to make the payments. You should […]
