Below you'll find a list of all posts that have been tagged as “Home Loan”
The average home purchase takes about 45 days. That is just over a month. It doesn’t sound very long, does it? Except that a lot can happen in 45 days, including a car breaking down, a company bonus, and a shopping spree for the new home. All of these could cause issues for your mortgage application, which is why you …
Buying a home is an exciting accomplishment, but it can be a lengthy process. The first step toward becoming a homeowner is getting approved for a mortgage. When you apply for a home loan, the lender will ask for a number of documents to prove that you’ll be able to make the payments. You should […]
After the offer on the home is accepted, an appraisal will be conducted by a third-party company. The appraisal gives a second opinion on the fair market value of the home. This assures the lender that they are making a sound decision lending their money to the buyer. As long as the buyer is getting financing for the home, there …
If you have good credit and a low debt-to-income ratio, co-signing on a mortgage is a common tactic for helping a child, sibling, or other family member purchase a home when they normally wouldn’t be able to. However, there are some things to keep in mind when deciding if co-signing is a good option for you. After all, you will …
Realtor Melanie Cameron talks about how the government shutdown is affecting real estate sales and if home buyers and sellers should be concerned. Topics include FEMA flood policies, FHA home loans, VA home loans, and USDA home loans. If you have any questions about this or buying and selling real estate in the Greater Wilmington area, please don’t hesitate …
The new year is coming, which means many people are thinking about everything they hope to accomplish during the next 12 months. If buying a home is a goal for you, there are a few things that can help improve your purchasing power in 2019. These are simple changes and additions to your existing routines (beyond the traditional saving money …
Realtor Melanie Cameron, Team Leader of The Cameron Team at Coldwell Banker Sea Coast Advantage, speaks with Mark Vernon of Guaranteed Rate about renovation loans. Home buyers and homeowners can benefit from these loans that allow for home repairs and renovations to be made. Watch the video to learn more. ***Important Info: If your home was in a federally declared …
In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …
If we looked at the Google searches conducted over the past few years, what would they reveal about home buyers and the future of the real estate market? Chase wondered the same thing. They partnered with Google to see what‘s top of mind for buyers and shared it in an interesting report. Here are the main takeaways: Affordability is a …
If Mark Zuckerberg is investing in a startup, good chances are you want to pay attention to it. He has a knack for business and one of his primary goals is to invest in businesses that will make the world better, and one of his latest investments does just that. Landed aims to help educators purchase a home. Landed is …
