Melanie Cameron and Chris Hutchens

Chris Hutchens with Guaranteed Rate – Wilmington NC Lender

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Realtor Melanie Cameron of The Cameron Team speaks with Chris Hutchens, Branch Manager and V.P. of Mortgage Lending at Guaranteed Rate, about the services he and his mortgage lenders provide. If you’re thinking about buying a home in the Wilmington area and need to finance the purchase, consider giving Chris a call at (910) 344-0304. He’s happy to answer your …

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6 Simple Tasks to Help You Buy a Home in 2019

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The new year is coming, which means many people are thinking about everything they hope to accomplish during the next 12 months. If buying a home is a goal for you, there are a few things that can help improve your purchasing power in 2019. These are simple changes and additions to your existing routines (beyond the traditional saving money …

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What You Need to Know About the Mortgage Process

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There are many steps to buying a home and the first is getting preapproved for a mortgage, but what exactly does that entail? The infographic below explains what mortgage professionals most often require from those seeking a home loan and what buyers can expect to do to secure a mortgage. Now, it’s important to note that the infographic states that …

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USDA Maps Changing on June 4th | Home Buyer Tips

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Realtor Melanie Cameron explains why home buyers should be aware of the USDA Maps changing on June 4th and what they can do to still secure USDA financing for a property that will no longer be eligible. Don’t miss out on your chance for 100% financing! To check a home’s projected eligibility after the maps change on June 4th, 2018, …

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Prequalification vs. Preapproval | Home Buyer Tips

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Realtor Melanie Cameron explains the difference between getting prequalified and getting preapproved for a mortgage, and which route is the better choice. Make sure you watch this video BEFORE starting the home buying process. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into …

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How Much Money Do I Need for a Down Payment? | Home Buyer Tips

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Realtor Melanie Cameron shares the national average down payment required for purchasing a home. She also explains how home buyers can qualify for a 0% down payment or no payment down program. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the monthly …

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What is Private Mortgage Insurance (PMI)? | Home Buyer Tips

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Realtor Melanie Cameron explains what PMI or Private Mortgage Insurance is, how much it costs, and what determines if a home buyer is required to pay it. If you are purchasing a home with financial assistance from a lender (mortgage), this is an important video to watch. You may have to pay more than you’ve budgeted. Get more great tips …

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What Credit Score Do I Need to Buy a Home? | Home Buyer Tips

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Realtor Melanie Cameron shares the ideal credit score needed to purchase a home. The answer may surprise you! You don’t need to have a perfect score to qualify to for a mortgage loan. Get more great tips in our 60-page Buyer Guide. Don’t forget to comment, share, and like this video on Facebook and YouTube to be entered into the …

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The Upfront Costs of Buying a Home: Don’t Be Caught Off Guard!

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When you think about the money you need to buy a home, what comes to mind first? Probably the mortgage and down payment, right? While both are crucial for buying a home, there are other costs that buyers will need to pay before signing on the dotted line. If you’re planning to buy a home, don’t be caught off guard. …