You Want a Local Lender When a Natural Disaster Strikes

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In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

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You started off your home search by hiring yourself a real estate agent or broker. You haven’t been preapproved for a home loan yet, so they’ve given you a couple names of mortgage brokers. Chances are, you’re wondering if they get something in return from those mortgage brokers, like a referral fee, and that may not be leaving the best …

Should I Request to See Homes Before Talking to a Lender?

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You’ve finally reached the point where you feel your personal finances can support a home purchase and you’re anxious to get started on your home search. We know exactly how you feel. We’ve been there ourselves and can practically feel your excitement brimming over! But, wait. Now isn’t the time to be jumping ahead. Like most things, you need to …

Mortgage Shopping? Know the Types of Lenders

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When shopping for a home loan, buyers will encounter numerous sources for lending. It’s important they are educated on the different types of lenders, so they choose to work with an originator that will provide them with the most choices and best programs.  It’s also good to understand how these lenders work. Many lenders will sell loans. Who you start …