In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …
1st Step to Home Buying: Mortgage Preapproval
Getting ready to buy a home? Realtor Melanie Cameron explains why getting preapproved for a mortgage should be your first step in the home buying process. Also, get an insider tip for choosing a good home lender. Download our 60-page Buyer Guide for more great tips for buying. Don’t forget to comment, share, and like this video on Facebook and …
Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?
You started off your home search by hiring yourself a real estate agent or broker. You haven’t been preapproved for a home loan yet, so they’ve given you a couple names of mortgage brokers. Chances are, you’re wondering if they get something in return from those mortgage brokers, like a referral fee, and that may not be leaving the best …
Should I Request to See Homes Before Talking to a Lender?
You’ve finally reached the point where you feel your personal finances can support a home purchase and you’re anxious to get started on your home search. We know exactly how you feel. We’ve been there ourselves and can practically feel your excitement brimming over! But, wait. Now isn’t the time to be jumping ahead. Like most things, you need to …
6 Reasons Why You Should Use a Local Lender
When choosing a lender for purchasing your home, we want you to choose someone who is going to give you the best rate, best package options, and best service. That’s why we suggest you work with a local lender, someone based in the Greater Wilmington area. You say you’ve checked your rates with an online site like Quicken or Lending …
12 Questions to Ask Your Lender
When it’s time to apply for a loan, there are 12 important questions that you should ask your Wilmington mortgage lender or broker. The answers to these questions will help you gauge if you’re getting the best loan package for you. What is the best type of loan for me? This seems to be a relatively straightforward question, but it …
Mortgage Shopping? Know the Types of Lenders
When shopping for a home loan, buyers will encounter numerous sources for lending. It’s important they are educated on the different types of lenders, so they choose to work with an originator that will provide them with the most choices and best programs. It’s also good to understand how these lenders work. Many lenders will sell loans. Who you start …