Protecting Your Child While Your Home is On the Market

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Social networks and the internet in general have become large parts of our daily lives. Tech gadgets from smartphones to digital cameras have made it super easy for us to share every special moment (and not so special moment) of our lives with friends and family hundreds of miles away by way of the web. However, very unfortunate stories about …

Exclusive vs. Non-exclusive Buyer Agency Agreement

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Many Wilmington, NC, home buyers have found it beneficial to use a real estate agent to represent them in the home buying process. It is their responsibility to help you find a home that suits your needs, provide you with facts that will help determine your decisions, and protect your interests the best they can during negotiation and closing. In …

Mortgage Shopping? Know the Types of Lenders

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When shopping for a home loan, buyers will encounter numerous sources for lending. It’s important they are educated on the different types of lenders, so they choose to work with an originator that will provide them with the most choices and best programs.  It’s also good to understand how these lenders work. Many lenders will sell loans. Who you start …

Not Enough Home Showings? Be Flexible!

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You’ve prepared your home. You’ve chosen your Realtor. You’ve priced your home competitively. But you aren’t getting any offers. Many homeowners don’t want to hear this, but the lack of offers may be due to a lack of flexibility on their part. When a homeowner decides to sell, they work very hard to make their home show-worthy, but they don’t …

Why You Need to Pull a Permit for DIY Projects

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It isn’t uncommon for Wilmington homeowners to take on home improvement projects alone in order to save money. Sometime before or after the purchase of their home, they decide that a major feature needs to be changed – the master bath enlarged, the garage converted to a family room, the kitchen updated, a deck built in the back yard… If …

The Prime 7 Must-Do’s of Home Staging

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Staging your home should be a fun, cheap experience that can significantly affect the quantity of leverage you have when negotiating the sale of your home. But first you need to understand where to start. Haphazardly staging your home without a plan or guide to what you are doing will result in missed opportunities and a staged home that lacks …

What is a HUD home?

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A HUD home is owned by the United States Department of Housing and Urban Development (HUD). HUD acquires these properties when a borrower with an FHA mortgage is no longer able to maintain payments on their loan. FHA mortgages are guaranteed by the Federal Housing Administration. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders …

Accessory Dwelling Units: Are they right for you?

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Accessory Dwelling Units (ADUs) are another name for mother-in-law suites, guest cottages, carriage houses, and garage or basement apartments. They allow for assisted living or elderly care, or an income source for property owners. If done right, ADUs can be financially beneficial for property owners and cover part of the home’s mortgage. To make sure that installing an ADU is …