204 N Boca Bay Lane #B, Surf City, NC 28445 (MLS # 100614284)


Discover coastal living in Surf City, with this beautifully maintained 4-bedroom, 4-bathroom townhome featuring peaceful marsh views, a private elevator, and convenient access to Topsail Island's beaches. Tucked away on a quiet cul-de-sac on the Intracoastal Waterway side of Surf City, this thoughtfully upgraded home offers the perfect combination of comfort, functionality, and low-maintenance coastal living. Enjoy the best of the Surf City lifestyle, from stunning marsh sunsets and coastal breezes to nearby public beach access, local restaurants, shopping, and waterfront recreation. Multiple outdoor living spaces provide beautiful views of the surrounding marsh and waterways, while the screened-in porch creates an inviting place to enjoy morning coffee, unwind in the evening, or simply take in the natural beauty of coastal North Carolina. CAMA permit in hand for installation of pier! Inside, the spacious multi-level floor plan is designed for everyday convenience, with a private residential elevator servicing every level. Engineered luxury vinyl plank flooring extends throughout the home, complemented by plantation shutters, custom barn doors, and additional wall and attic insulation for improved energy efficiency. The well-appointed kitchen features granite countertops, double ovens, updated appliances, and a pantry, offering both functionality and generous storage. The adjoining living area includes a gas log fireplace with an updated mantel and opens directly to the screened porch, creating a seamless connection between indoor and outdoor living. The primary suite offers a private coastal retreat, complete with a sitting area, its own porch overlooking the water, and a spacious bathroom featuring a garden tub and separate shower. One of the guest bedrooms on the main living level has been thoughtfully customized as a home office with extensive built-in shelving, providing an ideal space for remote work, a home library, or flexible guest accommodations. Outdoor features have been designed with coastal living in mind, including low-maintenance Trex decking, tongue-and-groove porch ceilings, an outdoor shower with a convenient dog-washing attachment, and dedicated kayak storage. Additional storage includes a ground-level closet with shelving and under-stair storage space. Mature landscaping, distinctive coastal details, and an environmentally conscious drainage system add to the property's unique character. A decorative walkway between the units incorporates Megalodon shark teeth and whale bone, creating a one-of-a-kind coastal feature. Residents enjoy access to community amenities, including a swimming pool and clubhouse, offering additional opportunities to relax and enjoy the coastal lifestyle. Additional property features include a whole-home water softener, transferable termite bond, and an active flood insurance policy with a current annual premium of $1,201, subject to buyer verification and insurer approval. Whether you're searching for a primary residence in Surf City, a coastal retreat near Topsail Island, or a spacious townhome with an elevator and marsh views, this property offers an exceptional opportunity to enjoy life along the North Carolina coast. Schedule your private showing today and experience everything this Surf City townhome has to offer. Ask about preferred lender information and any available buyer incentives for which you may qualify. Some photos may have been staged with AI.

DAYS ON MARKET 1 LAST UPDATED 11/3/2026
TRACT Palms At Boca Bay YEAR BUILT 2007
COUNTY Pender STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School North Topsail
Jr. High School Topsail
High School Topsail


ADDITIONAL DETAILS
AIR Central Air, Heat Pump, Multi Units
AIR CONDITIONING Yes
APPLIANCES Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Washer, Water Softener
CONSTRUCTION Frame
EXTERIOR Balcony, Outdoor Shower
FIREPLACE Yes
HEAT Electric, Heat Pump
HOA DUES 1740|Annually
INTERIOR Bookcases, Ceiling Fan(s), Elevator, Entrance Foyer, High Ceilings, Pantry, Walk-In Closet(s)
LOT 7405 sq ft
LOT DESCRIPTION Cul-De-Sac, Landscaped
LOT DIMENSIONS 38 x 189 x 38 x 190
PARKING On Site, Paved
STORIES 2
SUBDIVISION Palms At Boca Bay
TAXES 4961.24
UTILITIES Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Ocean, Sound, Water
WATERFRONT Yes
WATERFRONT DESCRIPTION Waterfront Access
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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SATELLITE VIEW



 
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Listed with Coastal Realty Associates LLC

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