Waterfront Homes on Topsail Island

Topsail Island, a captivating barrier island located off the coast of North Carolina, is a hidden gem that offers a tranquil escape from the hustle and bustle of city life. Stretching approximately 26 miles in length, this slender island is home to three charming communities: Surf City, Topsail Beach, and North Topsail Beach, each with its unique allure.

Surf City, the largest of the three, is the commercial hub of the island. It boasts a vibrant blend of local shops, restaurants, and recreational activities. The iconic Surf City Ocean Pier is a popular spot for fishing and enjoying breathtaking ocean views. The town also offers a variety of water sports, including surfing, paddleboarding, and kayaking, living up to its name.

Topsail Beach, located at the southern end of the island, is known for its serene atmosphere and slower pace of life. It's a haven for those seeking relaxation and natural beauty. The town is home to the Missiles and More Museum, which chronicles the island's intriguing history, including its role in Operation Bumblebee during the Cold War.

North Topsail Beach, on the northernmost part of the island, is renowned for its stunning, uncrowded beaches and the tranquil waters of Stump Sound. It's an ideal spot for beachcombing, bird watching, and fishing. The Sea View Pier, one of the longest fishing piers in North Carolina, is a must-visit for anglers.

Topsail Island's pristine beaches, rich history, and warm, welcoming communities make it a top destination for home buyers. Here are all of the waterfront homes listed for sale in Surf City, Topsail Beach, and North Topsail Beach. You can narrow your search by price, # bedrooms, # baths, etc. If you aren't seeing what you want and would like help narrowing down your search, please don’t hesitate to reach out to your agent or give us a call. We may know of an option you haven't thought of yet.

Some of these properties may or may not come with boat slips. Waterfront homes frequently include private docks or piers, but, depending on location, some properties are restricted to marinas and assigned boat slips. If the home is located in a community, especially one with an homeowners' association (HOA), it’s best to research the community in addition to the property. We recommend checking the HOA amenities section on each listing page and paying close attention to the monthly cost.

Please note that certain waterfront properties do come with restrictions on usage. Some may or may not allow docks and other development. The property may also fall within a flood zone. If any of these details are a concern to you, please know that we have experience with flood insurance, CAMA, and other coastal restrictions. It’s part of our role as real estate agents to help you navigate these special circumstances, so you can get into the home of your dreams.


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  1. Photo of 978 Gaye Avenue, Topsail Beach, NC 28445 (MLS # 100489270)
    $790,000
    Photo of 978 Gaye Avenue, Topsail Beach, NC 28445 (MLS # 100489270)
    Photo of 978 Gaye Avenue, Topsail Beach, NC 28445 (MLS # 100489270)
    28
     
    978 Gaye Avenue, Topsail Beach, NC
    978 Gaye Avenue
    Topsail Beach, NC
    • 4 Beds
    • 3 Baths
    • 1,152 Home (sqft)
    • 3 Baths
    • 4,356 Lot (sqft)
  2. Photo of 2224 New River Inlet Road #240, North Topsail Beach, NC 28460 (MLS # 100488865)
    $250,000
    Photo of 2224 New River Inlet Road #240, North Topsail Beach, NC 28460 (MLS # 100488865)
    Photo of 2224 New River Inlet Road #240, North Topsail Beach, NC 28460 (MLS # 100488865)
    31
     
    2224 New River Inlet Road #240, North Topsail Beach, NC
    2224 New River Inlet Road #240
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 834 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  3. Photo of 1928 New River Inlet Road #219, North Topsail Beach, NC 28460 (MLS # 100488631)
    $619,900
    Photo of 1928 New River Inlet Road #219, North Topsail Beach, NC 28460 (MLS # 100488631)
    Photo of 1928 New River Inlet Road #219, North Topsail Beach, NC 28460 (MLS # 100488631)
    1928 New River Inlet Road #219, North Topsail Beach, NC
    1928 New River Inlet Road #219
    North Topsail Beach, NC
    • 3 Beds
    • 3 Baths
    • 1,470 Home (sqft)
    • 3 Baths
    • 872 Lot (sqft)
  4. Photo of 27 Hunter Heath Drive, North Topsail Beach, NC 28460 (MLS # 100488071)
    $270,000
    Photo of 27 Hunter Heath Drive, North Topsail Beach, NC 28460 (MLS # 100488071)
    Photo of 27 Hunter Heath Drive, North Topsail Beach, NC 28460 (MLS # 100488071)
    21
     
    27 Hunter Heath Drive, North Topsail Beach, NC
    27 Hunter Heath Drive
    North Topsail Beach, NC
    • 0 Beds
    • 0 Baths
    • 0 Home (sqft)
    • 0 Baths
    • 10.11 Lot (ac)
  5. Photo of 1413 Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100488015)
    $1,225,000
    Photo of 1413 Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100488015)
    Photo of 1413 Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100488015)
    1413 Ocean Boulevard, Topsail Beach, NC
    1413 Ocean Boulevard
    Topsail Beach, NC
    • 3 Beds
    • 2 Baths
    • 1,637 Home (sqft)
    • 2 Baths
    • 8,712 Lot (sqft)
  6. Photo of 3876 Island Drive, North Topsail Beach, NC 28460 (MLS # 100485342)
    $1,190,000
    Photo of 3876 Island Drive, North Topsail Beach, NC 28460 (MLS # 100485342)
    Photo of 3876 Island Drive, North Topsail Beach, NC 28460 (MLS # 100485342)
    3876 Island Drive, North Topsail Beach, NC
    3876 Island Drive
    North Topsail Beach, NC
    • 5 Beds
    • 5 Baths
    • 2,457 Home (sqft)
    • 5 Baths
    • 1,307 Lot (sqft)
  7. Photo of 208 N Boca Bay Lane #A, Surf City, NC 28445 (MLS # 100487464)
    $1,258,000
    Photo of 208 N Boca Bay Lane #A, Surf City, NC 28445 (MLS # 100487464)
    Photo of 208 N Boca Bay Lane #A, Surf City, NC 28445 (MLS # 100487464)
    59
     
    208 N Boca Bay Lane #A, Surf City, NC
    208 N Boca Bay Lane #A
    Surf City, NC
    • 4 Beds
    • 4 Baths
    • 2,656 Home (sqft)
    • 4 Baths
    • 4,792 Lot (sqft)
  8. Photo of 2182 New River Inlet Road #Unit 372, North Topsail Beach, NC 28460 (MLS # 100486801)
    $205,000
    Photo of 2182 New River Inlet Road #Unit 372, North Topsail Beach, NC 28460 (MLS # 100486801)
    Photo of 2182 New River Inlet Road #Unit 372, North Topsail Beach, NC 28460 (MLS # 100486801)
    24
     
    2182 New River Inlet Road #Unit 372, North Topsail Beach, NC
    2182 New River Inlet Road #Unit 372
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  9. Photo of 464 Topsail Road, North Topsail Beach, NC 28460 (MLS # 100486316)
    $795,000
    Photo of 464 Topsail Road, North Topsail Beach, NC 28460 (MLS # 100486316)
    Photo of 464 Topsail Road, North Topsail Beach, NC 28460 (MLS # 100486316)
    36
     
    464 Topsail Road, North Topsail Beach, NC
    464 Topsail Road
    North Topsail Beach, NC
    • 3 Beds
    • 2 Baths
    • 972 Home (sqft)
    • 2 Baths
    • 7,406 Lot (sqft)
  10. Photo of 9056 W 9th Street, Surf City, NC 28445 (MLS # 100486178)
    $1,350,000
    Photo of 9056 W 9th Street, Surf City, NC 28445 (MLS # 100486178)
    Photo of 9056 W 9th Street, Surf City, NC 28445 (MLS # 100486178)
    57
     
    9056 W 9th Street, Surf City, NC
    9056 W 9th Street
    Surf City, NC
    • 4 Beds
    • 3 Baths
    • 2,360 Home (sqft)
    • 3 Baths
    • 8,277 Lot (sqft)
  11. Photo of 2000 New River Inlet Road #1207, North Topsail Beach, NC 28460 (MLS # 100485613)
    $595,000
    Photo of 2000 New River Inlet Road #1207, North Topsail Beach, NC 28460 (MLS # 100485613)
    Photo of 2000 New River Inlet Road #1207, North Topsail Beach, NC 28460 (MLS # 100485613)
    28
     
    2000 New River Inlet Road #1207, North Topsail Beach, NC
    2000 New River Inlet Road #1207
    North Topsail Beach, NC
    • 3 Beds
    • 2 Baths
    • 1,222 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  12. Photo of 1896 New River Inlet Road #Unit 1112, North Topsail Beach, NC 28460 (MLS # 100485526)
    $429,000
    Photo of 1896 New River Inlet Road #Unit 1112, North Topsail Beach, NC 28460 (MLS # 100485526)
    Photo of 1896 New River Inlet Road #Unit 1112, North Topsail Beach, NC 28460 (MLS # 100485526)
    1896 New River Inlet Road #Unit 1112, North Topsail Beach, NC
    1896 New River Inlet Road #Unit 1112
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,153 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  13. Photo of 1788 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100485325)
    $975,000
    Photo of 1788 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100485325)
    Photo of 1788 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100485325)
    1788 New River Inlet Road, North Topsail Beach, NC
    1788 New River Inlet Road
    North Topsail Beach, NC
    • 4 Beds
    • 3 Baths
    • 1,581 Home (sqft)
    • 3 Baths
    • 1,307 Lot (sqft)
  14. Photo of 1768 New River Inlet Road #3, North Topsail Beach, NC 28460 (MLS # 100485038)
    $629,000
    Photo of 1768 New River Inlet Road #3, North Topsail Beach, NC 28460 (MLS # 100485038)
    Photo of 1768 New River Inlet Road #3, North Topsail Beach, NC 28460 (MLS # 100485038)
    1768 New River Inlet Road #3, North Topsail Beach, NC
    1768 New River Inlet Road #3
    North Topsail Beach, NC
    • 3 Beds
    • 3 Baths
    • 1,470 Home (sqft)
    • 3 Baths
    • 872 Lot (sqft)
  15. Photo of 304 Marina Way, North Topsail Beach, NC 28460 (MLS # 100484980)
    $1,499,000
    Photo of 304 Marina Way, North Topsail Beach, NC 28460 (MLS # 100484980)
    Photo of 304 Marina Way, North Topsail Beach, NC 28460 (MLS # 100484980)
    48
     
    304 Marina Way, North Topsail Beach, NC
    304 Marina Way
    North Topsail Beach, NC
    • 4 Beds
    • 2 Baths
    • 2,076 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  16. Photo of 790 New River Inlet Road #320a, North Topsail Beach, NC 28460 (MLS # 100484315)
    $549,900
    Photo of 790 New River Inlet Road #320a, North Topsail Beach, NC 28460 (MLS # 100484315)
    Photo of 790 New River Inlet Road #320a, North Topsail Beach, NC 28460 (MLS # 100484315)
    41
     
    790 New River Inlet Road #320a, North Topsail Beach, NC
    790 New River Inlet Road #320a
    North Topsail Beach, NC
    • 3 Beds
    • 3 Baths
    • 1,499 Home (sqft)
    • 3 Baths
    • 0 Lot (sqft)
  17. Photo of 1768 New River Inlet Road #5, North Topsail Beach, NC 28460 (MLS # 100483721)
    $589,000
    Photo of 1768 New River Inlet Road #5, North Topsail Beach, NC 28460 (MLS # 100483721)
    Photo of 1768 New River Inlet Road #5, North Topsail Beach, NC 28460 (MLS # 100483721)
    1768 New River Inlet Road #5, North Topsail Beach, NC
    1768 New River Inlet Road #5
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,220 Home (sqft)
    • 2 Baths
    • 872 Lot (sqft)
  18. Photo of 790 New River Inlet Road #Unit 301b, North Topsail Beach, NC 28460 (MLS # 100483831)
    $472,000
    Photo of 790 New River Inlet Road #Unit 301b, North Topsail Beach, NC 28460 (MLS # 100483831)
    Photo of 790 New River Inlet Road #Unit 301b, North Topsail Beach, NC 28460 (MLS # 100483831)
    31
     
    790 New River Inlet Road #Unit 301b, North Topsail Beach, NC
    790 New River Inlet Road #Unit 301b
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,200 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  19. Photo of 1840 New River Inlet Road #Unit 2312, North Topsail Beach, NC 28460 (MLS # 100483409)
    $284,000
    Photo of 1840 New River Inlet Road #Unit 2312, North Topsail Beach, NC 28460 (MLS # 100483409)
    Photo of 1840 New River Inlet Road #Unit 2312, North Topsail Beach, NC 28460 (MLS # 100483409)
    27
     
    1840 New River Inlet Road #Unit 2312, North Topsail Beach, NC
    1840 New River Inlet Road #Unit 2312
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 560 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  20. Photo of 1280 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100483297)
    $1,350,000
    Photo of 1280 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100483297)
    Photo of 1280 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100483297)
    1280 New River Inlet Road, North Topsail Beach, NC
    1280 New River Inlet Road
    North Topsail Beach, NC
    • 4 Beds
    • 3 Baths
    • 1,986 Home (sqft)
    • 3 Baths
    • 14,811 Lot (sqft)
  21. Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100483174)
    $2,125,000
    Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100483174)
    Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100483174)
    98 Oleander Court, Surf City, NC
    98 Oleander Court
    Surf City, NC
    • 7 Beds
    • 7 Baths
    • 4,169 Home (sqft)
    • 7 Baths
    • 18,296 Lot (sqft)
  22. Photo of 2240 New River Inlet Road #325, North Topsail Beach, NC 28460 (MLS # 100483037)
    $170,000
    Photo of 2240 New River Inlet Road #325, North Topsail Beach, NC 28460 (MLS # 100483037)
    Photo of 2240 New River Inlet Road #325, North Topsail Beach, NC 28460 (MLS # 100483037)
    23
     
    2240 New River Inlet Road #325, North Topsail Beach, NC
    2240 New River Inlet Road #325
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 489 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  23. Photo of 1896 New River Inlet Road #Unit 1102, North Topsail Beach, NC 28460 (MLS # 100482912)
    $422,000
    Photo of 1896 New River Inlet Road #Unit 1102, North Topsail Beach, NC 28460 (MLS # 100482912)
    Photo of 1896 New River Inlet Road #Unit 1102, North Topsail Beach, NC 28460 (MLS # 100482912)
    1896 New River Inlet Road #Unit 1102, North Topsail Beach, NC
    1896 New River Inlet Road #Unit 1102
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,229 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  24. Photo of 892 New River Inlet Road #20, North Topsail Beach, NC 28460 (MLS # 100482637)
    $350,000
    Photo of 892 New River Inlet Road #20, North Topsail Beach, NC 28460 (MLS # 100482637)
    Photo of 892 New River Inlet Road #20, North Topsail Beach, NC 28460 (MLS # 100482637)
    54
     
    892 New River Inlet Road #20, North Topsail Beach, NC
    892 New River Inlet Road #20
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 709 Home (sqft)
    • 2 Baths
    • 1,743 Lot (sqft)
  25. Photo of 2000 New River Inlet Road #3003, North Topsail Beach, NC 28460 (MLS # 100482490)
    $339,400
    Photo of 2000 New River Inlet Road #3003, North Topsail Beach, NC 28460 (MLS # 100482490)
    Photo of 2000 New River Inlet Road #3003, North Topsail Beach, NC 28460 (MLS # 100482490)
    28
     
    2000 New River Inlet Road #3003, North Topsail Beach, NC
    2000 New River Inlet Road #3003
    North Topsail Beach, NC
    • 3 Beds
    • 2 Baths
    • 1,092 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  26. Photo of 00 W Ridge, Surf City, NC 28445 (MLS # 100482401)
    $1,750,000
    Photo of 00 W Ridge, Surf City, NC 28445 (MLS # 100482401)
    Photo of 00 W Ridge, Surf City, NC 28445 (MLS # 100482401)
    11
     
    00 W Ridge, Surf City, NC
    00 W Ridge
    Surf City, NC
    • 4 Beds
    • 4 Baths
    • 2,683 Home (sqft)
    • 4 Baths
    • 11,762 Lot (sqft)
  27. Photo of 2182 New River Inlet Road #Unit 374, North Topsail Beach, NC 28460 (MLS # 100482157)
    $180,000
    Photo of 2182 New River Inlet Road #Unit 374, North Topsail Beach, NC 28460 (MLS # 100482157)
    Photo of 2182 New River Inlet Road #Unit 374, North Topsail Beach, NC 28460 (MLS # 100482157)
    29
     
    2182 New River Inlet Road #Unit 374, North Topsail Beach, NC
    2182 New River Inlet Road #Unit 374
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  28. Photo of 2224 New River Inlet Road #238, North Topsail Beach, NC 28460 (MLS # 100482107)
    $205,000
    Photo of 2224 New River Inlet Road #238, North Topsail Beach, NC 28460 (MLS # 100482107)
    Photo of 2224 New River Inlet Road #238, North Topsail Beach, NC 28460 (MLS # 100482107)
    28
     
    2224 New River Inlet Road #238, North Topsail Beach, NC
    2224 New River Inlet Road #238
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  29. Photo of 9038 W 9th Street, Surf City, NC 28445 (MLS # 100481832)
    $1,299,999
    Photo of 9038 W 9th Street, Surf City, NC 28445 (MLS # 100481832)
    Photo of 9038 W 9th Street, Surf City, NC 28445 (MLS # 100481832)
    56
     
    9038 W 9th Street, Surf City, NC
    9038 W 9th Street
    Surf City, NC
    • 6 Beds
    • 5 Baths
    • 3,022 Home (sqft)
    • 5 Baths
    • 8,277 Lot (sqft)
  30. Photo of 1896 New River Inlet Road #Unit 1215, North Topsail Beach, NC 28460 (MLS # 100481677)
    $429,000
    Photo of 1896 New River Inlet Road #Unit 1215, North Topsail Beach, NC 28460 (MLS # 100481677)
    Photo of 1896 New River Inlet Road #Unit 1215, North Topsail Beach, NC 28460 (MLS # 100481677)
    1896 New River Inlet Road #Unit 1215, North Topsail Beach, NC
    1896 New River Inlet Road #Unit 1215
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,229 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
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