Waterfront Homes on Topsail Island

Topsail Island, a captivating barrier island located off the coast of North Carolina, is a hidden gem that offers a tranquil escape from the hustle and bustle of city life. Stretching approximately 26 miles in length, this slender island is home to three charming communities: Surf City, Topsail Beach, and North Topsail Beach, each with its unique allure.

Surf City, the largest of the three, is the commercial hub of the island. It boasts a vibrant blend of local shops, restaurants, and recreational activities. The iconic Surf City Ocean Pier is a popular spot for fishing and enjoying breathtaking ocean views. The town also offers a variety of water sports, including surfing, paddleboarding, and kayaking, living up to its name.

Topsail Beach, located at the southern end of the island, is known for its serene atmosphere and slower pace of life. It's a haven for those seeking relaxation and natural beauty. The town is home to the Missiles and More Museum, which chronicles the island's intriguing history, including its role in Operation Bumblebee during the Cold War.

North Topsail Beach, on the northernmost part of the island, is renowned for its stunning, uncrowded beaches and the tranquil waters of Stump Sound. It's an ideal spot for beachcombing, bird watching, and fishing. The Sea View Pier, one of the longest fishing piers in North Carolina, is a must-visit for anglers.

Topsail Island's pristine beaches, rich history, and warm, welcoming communities make it a top destination for home buyers. Here are all of the waterfront homes listed for sale in Surf City, Topsail Beach, and North Topsail Beach. You can narrow your search by price, # bedrooms, # baths, etc. If you aren't seeing what you want and would like help narrowing down your search, please don’t hesitate to reach out to your agent or give us a call. We may know of an option you haven't thought of yet.

Some of these properties may or may not come with boat slips. Waterfront homes frequently include private docks or piers, but, depending on location, some properties are restricted to marinas and assigned boat slips. If the home is located in a community, especially one with an homeowners' association (HOA), it’s best to research the community in addition to the property. We recommend checking the HOA amenities section on each listing page and paying close attention to the monthly cost.

Please note that certain waterfront properties do come with restrictions on usage. Some may or may not allow docks and other development. The property may also fall within a flood zone. If any of these details are a concern to you, please know that we have experience with flood insurance, CAMA, and other coastal restrictions. It’s part of our role as real estate agents to help you navigate these special circumstances, so you can get into the home of your dreams.


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  1. Photo of 2250 New River Inlet Road #Unit 117, North Topsail Beach, NC 28460 (MLS # 100568080)
    $145,000
    Photo of 2250 New River Inlet Road #Unit 117, North Topsail Beach, NC 28460 (MLS # 100568080)
    Photo of 2250 New River Inlet Road #Unit 117, North Topsail Beach, NC 28460 (MLS # 100568080)
    17
     
    2250 New River Inlet Road #Unit 117, North Topsail Beach, NC
    2250 New River Inlet Road #Unit 117
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  2. Photo of 331 Oceanaire Lane, Surf City, NC 28445 (MLS # 100567995)
    $1,495,000
    Photo of 331 Oceanaire Lane, Surf City, NC 28445 (MLS # 100567995)
    Photo of 331 Oceanaire Lane, Surf City, NC 28445 (MLS # 100567995)
    56
     
    331 Oceanaire Lane, Surf City, NC
    331 Oceanaire Lane
    Surf City, NC
    • 4 Beds
    • 5 Baths
    • 2,262 Home (sqft)
    • 5 Baths
    • 2.18 Lot (ac)
  3. Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100567978)
    $1,999,988
    Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100567978)
    Photo of 98 Oleander Court, Surf City, NC 28445 (MLS # 100567978)
    36
     
    98 Oleander Court, Surf City, NC
    98 Oleander Court
    Surf City, NC
    • 6 Beds
    • 7 Baths
    • 4,169 Home (sqft)
    • 7 Baths
    • 18,296 Lot (sqft)
  4. Photo of 13 Sailview Drive, North Topsail Beach, NC 28460 (MLS # 100567691)
    $329,000
    Photo of 13 Sailview Drive, North Topsail Beach, NC 28460 (MLS # 100567691)
    Photo of 13 Sailview Drive, North Topsail Beach, NC 28460 (MLS # 100567691)
    16
     
    13 Sailview Drive, North Topsail Beach, NC
    13 Sailview Drive
    North Topsail Beach, NC
    • 0 Beds
    • 0 Baths
    • 0 Home (sqft)
    • 0 Baths
    • 39,204 Lot (sqft)
  5. Photo of 2000 New River Inlet Road #Unit 2609, North Topsail Beach, NC 28460 (MLS # 100567580)
    $409,888
    Photo of 2000 New River Inlet Road #Unit 2609, North Topsail Beach, NC 28460 (MLS # 100567580)
    Photo of 2000 New River Inlet Road #Unit 2609, North Topsail Beach, NC 28460 (MLS # 100567580)
    15
     
    2000 New River Inlet Road #Unit 2609, North Topsail Beach, NC
    2000 New River Inlet Road #Unit 2609
    North Topsail Beach, NC
    • 3 Beds
    • 2 Baths
    • 1,169 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  6. Photo of 2000 New River Inlet Road #Unit 3110, North Topsail Beach, NC 28460 (MLS # 100567551)
    $299,888
    Photo of 2000 New River Inlet Road #Unit 3110, North Topsail Beach, NC 28460 (MLS # 100567551)
    Photo of 2000 New River Inlet Road #Unit 3110, North Topsail Beach, NC 28460 (MLS # 100567551)
    16
     
    2000 New River Inlet Road #Unit 3110, North Topsail Beach, NC
    2000 New River Inlet Road #Unit 3110
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,010 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  7. Photo of 3930 Island Drive, North Topsail Beach, NC 28460 (MLS # 100567525)
    $1,275,000
    Photo of 3930 Island Drive, North Topsail Beach, NC 28460 (MLS # 100567525)
    Photo of 3930 Island Drive, North Topsail Beach, NC 28460 (MLS # 100567525)
    54
     
    3930 Island Drive, North Topsail Beach, NC
    3930 Island Drive
    North Topsail Beach, NC
    • 4 Beds
    • 3 Baths
    • 1,821 Home (sqft)
    • 3 Baths
    • 16,553 Lot (sqft)
  8. Photo of 1597 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567511)
    $1,450,000
    Photo of 1597 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567511)
    Photo of 1597 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567511)
    55
     
    1597 New River Inlet Road, North Topsail Beach, NC
    1597 New River Inlet Road
    North Topsail Beach, NC
    • 6 Beds
    • 6 Baths
    • 2,555 Home (sqft)
    • 6 Baths
    • 12,633 Lot (sqft)
  9. Photo of Lot Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100567462)
    $850,000
    Photo of Lot Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100567462)
    Photo of Lot Ocean Boulevard, Topsail Beach, NC 28445 (MLS # 100567462)
    19
     
    Lot Ocean Boulevard, Topsail Beach, NC
    Lot Ocean Boulevard
    Topsail Beach, NC
    • 0 Beds
    • 0 Baths
    • 0 Home (sqft)
    • 0 Baths
    • 8,277 Lot (sqft)
  10. Photo of 1218 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567170)
    $1,209,000
    Photo of 1218 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567170)
    Photo of 1218 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100567170)
    70
     
    1218 New River Inlet Road, North Topsail Beach, NC
    1218 New River Inlet Road
    North Topsail Beach, NC
    • 5 Beds
    • 3 Baths
    • 2,048 Home (sqft)
    • 3 Baths
    • 22,216 Lot (sqft)
  11. Photo of 2000 New River Inlet Road #Unit 1314, North Topsail Beach, NC 28460 (MLS # 100567274)
    $219,900
    Photo of 2000 New River Inlet Road #Unit 1314, North Topsail Beach, NC 28460 (MLS # 100567274)
    Photo of 2000 New River Inlet Road #Unit 1314, North Topsail Beach, NC 28460 (MLS # 100567274)
    50
     
    2000 New River Inlet Road #Unit 1314, North Topsail Beach, NC
    2000 New River Inlet Road #Unit 1314
    North Topsail Beach, NC
    • 1 Bed
    • 2 Baths
    • 701 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  12. Photo of 1207 S Topsail Drive, Surf City, NC 28445 (MLS # 100566560)
    $2,275,000
    Photo of 1207 S Topsail Drive, Surf City, NC 28445 (MLS # 100566560)
    Photo of 1207 S Topsail Drive, Surf City, NC 28445 (MLS # 100566560)
    28
     
    1207 S Topsail Drive, Surf City, NC
    1207 S Topsail Drive
    Surf City, NC
    • 5 Beds
    • 6 Baths
    • 2,592 Home (sqft)
    • 6 Baths
    • 1.37 Lot (ac)
  13. Photo of 3976 Island Drive, North Topsail Beach, NC 28460 (MLS # 100566457)
    $979,000
    Photo of 3976 Island Drive, North Topsail Beach, NC 28460 (MLS # 100566457)
    Photo of 3976 Island Drive, North Topsail Beach, NC 28460 (MLS # 100566457)
    3976 Island Drive, North Topsail Beach, NC
    3976 Island Drive
    North Topsail Beach, NC
    • 3 Beds
    • 3 Baths
    • 1,656 Home (sqft)
    • 3 Baths
    • 0 Lot (sqft)
  14. Photo of 1005 N Anderson Boulevard, Topsail Beach, NC 28445 (MLS # 100566391)
    $1,325,000
    Photo of 1005 N Anderson Boulevard, Topsail Beach, NC 28445 (MLS # 100566391)
    Photo of 1005 N Anderson Boulevard, Topsail Beach, NC 28445 (MLS # 100566391)
    46
     
    1005 N Anderson Boulevard, Topsail Beach, NC
    1005 N Anderson Boulevard
    Topsail Beach, NC
    • 4 Beds
    • 4 Baths
    • 3,249 Home (sqft)
    • 4 Baths
    • 7,841 Lot (sqft)
  15. Photo of 790 New River Inlet Road #Unit 208a, North Topsail Beach, NC 28460 (MLS # 100566316)
    $424,000
    Photo of 790 New River Inlet Road #Unit 208a, North Topsail Beach, NC 28460 (MLS # 100566316)
    Photo of 790 New River Inlet Road #Unit 208a, North Topsail Beach, NC 28460 (MLS # 100566316)
    790 New River Inlet Road #Unit 208a, North Topsail Beach, NC
    790 New River Inlet Road #Unit 208a
    North Topsail Beach, NC
    • 2 Beds
    • 3 Baths
    • 1,196 Home (sqft)
    • 3 Baths
    • 0 Lot (sqft)
  16. Photo of 790 New River Inlet Road #317a, North Topsail Beach, NC 28460 (MLS # 100566139)
    $575,000
    Photo of 790 New River Inlet Road #317a, North Topsail Beach, NC 28460 (MLS # 100566139)
    Photo of 790 New River Inlet Road #317a, North Topsail Beach, NC 28460 (MLS # 100566139)
    53
     
    790 New River Inlet Road #317a, North Topsail Beach, NC
    790 New River Inlet Road #317a
    North Topsail Beach, NC
    • 2 Beds
    • 3 Baths
    • 1,196 Home (sqft)
    • 3 Baths
    • 0 Lot (sqft)
  17. Photo of 204 N Boca Bay Lane #B, Surf City, NC 28445 (MLS # 100566136)
    $899,000
    Photo of 204 N Boca Bay Lane #B, Surf City, NC 28445 (MLS # 100566136)
    Photo of 204 N Boca Bay Lane #B, Surf City, NC 28445 (MLS # 100566136)
    204 N Boca Bay Lane #B, Surf City, NC
    204 N Boca Bay Lane #B
    Surf City, NC
    • 4 Beds
    • 4 Baths
    • 2,584 Home (sqft)
    • 4 Baths
    • 7,406 Lot (sqft)
  18. Photo of 4478 Island Drive, Topsail Beach, NC 28445 (MLS # 100566063)
    $1,150,000
    Photo of 4478 Island Drive, Topsail Beach, NC 28445 (MLS # 100566063)
    Photo of 4478 Island Drive, Topsail Beach, NC 28445 (MLS # 100566063)
    76
     
    4478 Island Drive, Topsail Beach, NC
    4478 Island Drive
    Topsail Beach, NC
    • 5 Beds
    • 6 Baths
    • 2,100 Home (sqft)
    • 6 Baths
    • 11,326 Lot (sqft)
  19. Photo of 1070 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100564837)
    $1,550,000
    Photo of 1070 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100564837)
    Photo of 1070 New River Inlet Road, North Topsail Beach, NC 28460 (MLS # 100564837)
    1070 New River Inlet Road, North Topsail Beach, NC
    1070 New River Inlet Road
    North Topsail Beach, NC
    • 5 Beds
    • 3 Baths
    • 2,848 Home (sqft)
    • 3 Baths
    • 20,909 Lot (sqft)
  20. Photo of 1896 New River Inlet Inlt #1413, North Topsail Beach, NC 28460 (MLS # 100565834)
    $434,966
    Photo of 1896 New River Inlet Inlt #1413, North Topsail Beach, NC 28460 (MLS # 100565834)
    Photo of 1896 New River Inlet Inlt #1413, North Topsail Beach, NC 28460 (MLS # 100565834)
    16
     
    1896 New River Inlet Inlt #1413, North Topsail Beach, NC
    1896 New River Inlet Inlt #1413
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,229 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  21. Photo of 2224 New River Inlet Road #Unit 238, North Topsail Beach, NC 28460 (MLS # 100566031)
    $165,000
    Photo of 2224 New River Inlet Road #Unit 238, North Topsail Beach, NC 28460 (MLS # 100566031)
    Photo of 2224 New River Inlet Road #Unit 238, North Topsail Beach, NC 28460 (MLS # 100566031)
    19
     
    2224 New River Inlet Road #Unit 238, North Topsail Beach, NC
    2224 New River Inlet Road #Unit 238
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  22. Photo of 321 N New River Drive, Surf City, NC 28445 (MLS # 100565541)
    $1,345,000
    Photo of 321 N New River Drive, Surf City, NC 28445 (MLS # 100565541)
    Photo of 321 N New River Drive, Surf City, NC 28445 (MLS # 100565541)
    321 N New River Drive, Surf City, NC
    321 N New River Drive
    Surf City, NC
    • 6 Beds
    • 5 Baths
    • 2,262 Home (sqft)
    • 5 Baths
    • 7,406 Lot (sqft)
  23. Photo of 109 Old Village Lane, North Topsail Beach, NC 28460 (MLS # 100565526)
    $1,425,000
    Photo of 109 Old Village Lane, North Topsail Beach, NC 28460 (MLS # 100565526)
    Photo of 109 Old Village Lane, North Topsail Beach, NC 28460 (MLS # 100565526)
    109 Old Village Lane, North Topsail Beach, NC
    109 Old Village Lane
    North Topsail Beach, NC
    • 8 Beds
    • 5 Baths
    • 2,938 Home (sqft)
    • 5 Baths
    • 10,455 Lot (sqft)
  24. Photo of 2000 New River Inlet Road #3213, North Topsail Beach, NC 28460 (MLS # 100565248)
    $325,000
    Photo of 2000 New River Inlet Road #3213, North Topsail Beach, NC 28460 (MLS # 100565248)
    Photo of 2000 New River Inlet Road #3213, North Topsail Beach, NC 28460 (MLS # 100565248)
    2000 New River Inlet Road #3213, North Topsail Beach, NC
    2000 New River Inlet Road #3213
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 952 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  25. Photo of 2000 New River Inlet Road #1214, North Topsail Beach, NC 28460 (MLS # 100565249)
    $225,000
    Photo of 2000 New River Inlet Road #1214, North Topsail Beach, NC 28460 (MLS # 100565249)
    Photo of 2000 New River Inlet Road #1214, North Topsail Beach, NC 28460 (MLS # 100565249)
    2000 New River Inlet Road #1214, North Topsail Beach, NC
    2000 New River Inlet Road #1214
    North Topsail Beach, NC
    • 1 Bed
    • 2 Baths
    • 701 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  26. Photo of 2000 New River Inlet Road #Unit 2606, North Topsail Beach, NC 28460 (MLS # 100565152)
    $399,000
    Photo of 2000 New River Inlet Road #Unit 2606, North Topsail Beach, NC 28460 (MLS # 100565152)
    Photo of 2000 New River Inlet Road #Unit 2606, North Topsail Beach, NC 28460 (MLS # 100565152)
    37
     
    2000 New River Inlet Road #Unit 2606, North Topsail Beach, NC
    2000 New River Inlet Road #Unit 2606
    North Topsail Beach, NC
    • 2 Beds
    • 2 Baths
    • 1,169 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
  27. Photo of 2264 New River Inlet Road #Unit 309, North Topsail Beach, NC 28460 (MLS # 100566271)
    $164,900
    Photo of 2264 New River Inlet Road #Unit 309, North Topsail Beach, NC 28460 (MLS # 100566271)
    Photo of 2264 New River Inlet Road #Unit 309, North Topsail Beach, NC 28460 (MLS # 100566271)
    2264 New River Inlet Road #Unit 309, North Topsail Beach, NC
    2264 New River Inlet Road #Unit 309
    North Topsail Beach, NC
    • 1 Bed
    • 1 Bath
    • 532 Home (sqft)
    • 1 Bath
    • 0 Lot (sqft)
  28. Photo of 926 Observation Lane, Topsail Beach, NC 28445 (MLS # 100565871)
    $1,300,000
    Photo of 926 Observation Lane, Topsail Beach, NC 28445 (MLS # 100565871)
    Photo of 926 Observation Lane, Topsail Beach, NC 28445 (MLS # 100565871)
    926 Observation Lane, Topsail Beach, NC
    926 Observation Lane
    Topsail Beach, NC
    • 3 Beds
    • 6 Baths
    • 2,105 Home (sqft)
    • 6 Baths
    • 1,307 Lot (sqft)
  29. Photo of 3735 Island Drive, North Topsail Beach, NC 28460 (MLS # 100564989)
    $599,900
    Photo of 3735 Island Drive, North Topsail Beach, NC 28460 (MLS # 100564989)
    Photo of 3735 Island Drive, North Topsail Beach, NC 28460 (MLS # 100564989)
    45
     
    3735 Island Drive, North Topsail Beach, NC
    3735 Island Drive
    North Topsail Beach, NC
    • 3 Beds
    • 3 Baths
    • 1,540 Home (sqft)
    • 3 Baths
    • 15,246 Lot (sqft)
  30. Photo of 918 N New River Drive #331, Surf City, NC 28445 (MLS # 100564975)
    $474,900
    Photo of 918 N New River Drive #331, Surf City, NC 28445 (MLS # 100564975)
    Photo of 918 N New River Drive #331, Surf City, NC 28445 (MLS # 100564975)
    40
     
    918 N New River Drive #331, Surf City, NC
    918 N New River Drive #331
    Surf City, NC
    • 2 Beds
    • 2 Baths
    • 895 Home (sqft)
    • 2 Baths
    • 0 Lot (sqft)
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