261 Loder Avenue
Gorgeous Sunrises, Water Views, and a 25' Boat Slip with Lift!
There are waterfront homes with views—and then there are homes where the sunrises and sunsets feel like daily events created just for you. Few coastal experiences compare to waking up with the Intracoastal Waterway stretching out before you, reflecting soft pinks and golds at dawn, and ending the day with an explosion of color across the horizon as the sun dips behind the marsh. This home delivers that rare combination with effortless ease, offering an immersive waterfront lifestyle that feels both invigorating and deeply calming. Positioned just over three miles from Trails End Public Boat Ramp and Masonboro Yacht Club, and only two miles from the conveniences of Monkey Junction, it places daily essentials, restaurants, and recreation comfortably within reach while surrounding you with scenery that feels worlds away from the everyday bustle of Wilmington.
For anyone drawn to the boating life, this property offers an exceptional advantage: a 25-foot assigned boat slip with a 10k lift directly on the Intracoastal Waterway. Whether your passion is early-morning fishing trips, afternoon cruises toward Masonboro Island, or sunset rides along the Carolina coastline, this setup is designed to help you enjoy the water with minimal effort. The homeowner’s association manages the slip and dock maintenance, removing the usual headaches of waterfront ownership so you can focus on the fun.
The home spans three thoughtfully designed levels, each crafted to take advantage of coastal breezes, natural light, and water views. Beginning on the first floor, you’ll find a fully finished 757-square-foot heated and cooled basement space equipped with a mini-split HVAC—ideal for year-round use. This level functions almost like its own apartment, complete with a flex room and den separated by double pocket doors. Luxury vinyl plank flooring adds durability and style, while a utility room and additional storage provide ample space for clothes, outdoor gear, supplies, or seasonal items. With its own exterior access, including a door fitted with a doggy door that leads into the back yard, this floor is particularly versatile. Someone seeking independence—such as a guest, multigenerational resident, or long-term visitor—could comfortably make this their own living quarters. And with the conversion of the mechanical room into a bathroom, this level could evolve into a private suite or income-producing rental, unlocking even more potential.
Also located on the first floor are practical conveniences that enhance the coastal lifestyle, including access to the single-car garage with a custom storage system and garage door opener, an outdoor shower perfect for rinsing off after days spent boating or beachcombing, and a large covered storage area ideal for kayaks, paddleboards, boat trailers, fishing equipment, or other outdoor essentials. The thoughtful arrangement of spaces makes it easy to transition between outdoor adventures and indoor comfort without tracking sand or saltwater throughout the home.
All three bedrooms are located on the second floor, each one featuring Andersen doors that open onto a generous wraparound deck. This shared outdoor space extends across the home’s second level, offering breezes off the Intracoastal Waterway, shaded areas throughout the day, and views that shift beautifully with the changing sunlight. The double doors in the primary bedroom were recently replaced with a brand-new Andersen unit, adding to the home’s impressive list of updates. The entire deck, including the ceiling, has been freshly painted, giving the space a crisp, inviting feel.
Inside the primary suite, new carpet creates a soft, welcoming foundation, and the ensuite bathroom has been enhanced with new privacy glass. The bathroom itself is a highlight, featuring a floor-to-ceiling tiled walk-in shower with dual rain shower heads and an additional handheld option. White shaker-style, comfort-height cabinetry topped with granite countertops completes the space, creating a spa-like atmosphere designed for relaxation after a long day on the water. A hot tub sits just outside on the deck near the primary suite, making it easy to step outside in the evening, enjoy the breezes, and unwind beneath the stars.
The second floor also includes the laundry room, thoughtfully positioned near the bedrooms for maximum convenience. With wall cabinetry for supplies, a framed mud sink with cabinet, and ceramic tile flooring, this room is both functional and stylish. Ceiling fans run throughout the entire second floor, enhancing airflow when you prefer to open the doors or screened windows and let the coastal air fill the home.
The top floor—the third level—showcases the property’s most breathtaking views. This is where the main living areas are intentionally placed to take full advantage of the waterway and the home’s enviable orientation for both sunrise and sunset. Brand-new Andersen doors lead out to the upper deck, where all-new Trex decking provides low-maintenance durability and a polished finish. From here, you can look out over the waterway, your assigned boat slip, and the ever-changing colors of the sky. Whether you’re sipping your morning coffee or hosting friends for an evening gathering, the views truly anchor the experience.
Inside, the third floor is completely floored with hardwood, contributing to a warm, cohesive feel. The open-concept layout brings the kitchen, dining room, and living room together in a way that emphasizes both comfort and connection. Walls of new Pella windows draw your eyes toward the water from nearly every angle, creating a sense that the view is part of the décor. A unique feature of this level is the interior Widow’s Peak walk-up, currently being used as a home office. This elevated space overlooks the main living area and captures even more natural light, offering a perch-like vantage point that feels both inspiring and serene.
The kitchen is exceptionally well-appointed, offering a combination of style and functionality that suits everyday cooking as easily as hosting gatherings. Granite countertops and white shaker-style cabinetry create a clean, coastal aesthetic, while the large island with a hop-up bar supports bar-height seating—an ideal spot for quick meals, casual conversations, or setting out appetizers during get-togethers. Storage is abundant, with ample cabinet and drawer space, a separate pantry, built-in wine and glass racks, a glass-front showcase cabinet, and a dedicated wine fridge to keep beverages at the perfect temperature. It’s a kitchen designed for people who enjoy cooking, entertaining, or simply having space to spread out.
Adjacent to the kitchen, the dining area offers an inviting place to enjoy meals while still being able to take in the wider views. Just beyond that, the living room includes a gas-log fireplace framed by built-in bookshelves with stained shiplap detailing, adding warmth and character without distracting from the surrounding scenery. A powder room conveniently sits just off the kitchen, making this floor particularly well-suited for hosting guests.
This home has undergone meaningful updates that elevate its performance and curb appeal. The entire exterior was newly painted in 2024, giving the property a refreshed, modern presence. A new architectural roof was also installed in 2024. New Carrier HVACs were added to the second floor and third floors in 2024 and 2025, respectively, improving comfort and efficiency. Throughout the interior, brand-new Pella windows with screens allow you to open up the home and enjoy cross-breezes while maintaining energy efficiency.
Outside, the seller completely opened up the back yard, clearing the land, laying additional sod, installing a beautiful white fence with a double gate, and adding a full sprinkler system—creating irrigation in both the front and back. These improvements contribute to a polished outdoor environment that’s ready for pets, gardening, or simply enjoying the open green space.
Beyond the property itself, the location supports an active coastal lifestyle. Being just over three miles from Trails End Public Boat Ramp and Masonboro Yacht Club means you’re never far from launching into the water, meeting friends for a day on the boat, or setting out for a sunset cruise. Meanwhile, the proximity to area conveniences at Carolina Beach Road and South College Road places groceries, restaurants, services, and retail options within a short drive—offering convenience without sacrificing the tranquility of your waterfront surroundings.
Between the unparalleled sunrise and sunset views, the thoughtful multi-level layout, the extensive recent updates, and the dedicated boat slip on the Intracoastal Waterway, this home offers a rare opportunity to embrace coastal living in a way that feels both uplifting and practical. Every level brings something special—from the flexible first-floor suite potential, to the breezy wraparound deck off the bedrooms, to the top-level living spaces framed by wide-open water views, to the elevated Widow’s Peak office that overlooks it all. Whether you love boating, entertaining, or simply enjoying a natural setting that feels endlessly inspiring, this property is designed to make every day feel uniquely memorable.
- Architectural Shingles
- Covered Deck(s)
- Fenced Yard
- Fiber Cement Siding
- Hot Tub
- Irrigation System
- Outdoor Shower
- Outdoor Storage (Enclosed/Gated)
- Sod
- Basement
- Blinds/Shades
- Built-ins
- Ceiling Fan(s)
- Fireplace - Gas Log
- High Ceilings
- Pantry
- Vaulted Ceiling(s)
- Walk-in Shower
- Walk-In Closet(s)
- Carpet
- Luxury Vinyl Plank Flooring
- Wood Flooring
These appliances convey with the sale of the home.
- Built-In Microwave
- Continuous Cleaning Oven
- Dishwasher
- Disposal
- Dryer
- Electric Cooktop
- Electric Oven
- Ice Maker
- Range
- Refrigerator
- Washer
- Water Softener
- Freezer
The $1,200 annual HOA fee covers the items listed below. This home has an assigned 25' boat slip with a 10k lb boat lift.
- Boat Dock
- Boat Slip - Assigned
- Maint - Comm Areas
- Marina
- Waterfront Community
- Bellamy Elementary School
- Murray Middle School
- Ashley High School
Wilmington
Wilmington, North Carolina, fondly known as the Port City, is a gem nestled on the eastern coast of the United States. Its unique blend of historical charm, coastal allure, and economic vitality makes it an attractive destination for those considering a move. Whether you are drawn by the whispers of the Atlantic Ocean, the serenity of the Cape Fear River, the promise of robust employment opportunities, or the growing lifestyle trends, Wilmington has a place for you. Click the link to learn more.
View The AreaRecent Updates
Backyard fence, additional sod, and sprinkler system – 8/1/2020Custom garage storage system – 3/1/2021
Primary bedroom Andersen glass doors – 7/1/2022
Upgrades to boat lift – 8/1/2022
New carpet in primary bedroom – 2/1/2023
New well pump installed – 4/1/2023
New garage door opener with remote access – 7/1/2023
Tyvek deck on 3rd floor and front porch – 11/1/2023
New architectural and metal roof – 2/1/2024
New Carrier HVAC – 2nd floor – 4/1/2024
Exterior paint – 7/1/2024
Outdoor shower – 9/1/2024
2nd-floor deck: painted floor and ceiling – 9/1/2024
Under-home gated storage – 9/1/2024
New hot water heater – 3/1/2025
All new Pella Impervia windows throughout – 5/1/2025
Custom mailbox – 7/1/2025
New Carrier HVAC – 3rd floor – 8/1/2025
Highly likely to recommend
“We worked with Tammy Suggs to find our dream home in Wilmington; we were unfamiliar with the area and were relocating from out of state. Tammy was such an amazing realtor, she spent countless hours taking us around to familiarize us with different neighborhoods and look at homes. She was so knowledgeable and answered every question I had. Once we were under contract with our dream home, Tammy took care of everything so that we did not have to come back and forth from out of state. I feel so fortunate that we found Tammy and now consider her a friend. if you are looking for a knowledgeable, friendly, passionate realtor, she is a top choice!!!”
Rebecca Peterson
Leland, NC
Highly likely to recommend
“If you are looking for one of the most comprehensive, knowledgable, and kind people to assist you during what we all know is one of the most stressful life experiences, moving and buying a home, look no further than Tammy Suggs of the Cameron Team. From the moment my family met Tammy, we knew we were in the right hands. She went above and beyond for us in our relocation to Wilmington, taking time to not only research and show us homes tailored to our asks, but she takes you and your family into her heart and provides something well beyond a normal client/buyer relationship. She treated us as family, and continues to do so after our months long search for just the right home. She is meticulous in her preparation, ensuring that you know everything possible to know about the homes you see before you ever set foot inside the front doors. Her care and compassion are unmatched, and Tammy will be the only realtor this family will work with as long as she is in the game! -Michael, Casey, Emmy, Harold, (and a little one on the way!)”
The Morrows
Wilmington, NC
Highly likely to recommend
“Recently my wife and I decided to make a move from the Chapel Hill area to the Wilmington area. Having little knowledge of the greater Wilmington area we did what most people do these days, we turned to YouTube. During our search we discovered Melanie Cameron of the Cameron Group. We found her videos to be well organized and presented. We contacted her and she immediately referred us to Tammy Suggs. From the first contact with Tammy she has been a tireless advocate for our needs and wants. We quickly found the house of our dreams and that’s when she really showed her incredible value as a buyers agent. We had a quick (21 days) close, so time was of the essence. Within the first week Tammy had arranged for all of the various inspections to take place, and followed up on any and all requests that we had from the findings of the inspection. Being new to the area we have depended on Tammy to help us make connections with various contractors to do several things at the house. Every contractor has contacted us immediately and said that they would do anything for us because it was Tammy that had made the introduction. We have moved too many times to count, so we have a deep understanding of the value of a great agent looking out for our needs. In short, if you’re considering a move to the area or you have a home to sell we can’t recommend Tammy Suggs highly enough.”
Kevin Walker
Leland, NC
Highly likely to recommend
“I connected my best friend and his wife with Tammy, to relocate from Ohio to Wilmington, NC. She was an amazing buyers’ agent to them, helping them find their forever retirement home! Thank you!!!❤️❤️❤️😊😊😊🏡🏡🏡”
Tony Bassett - Danberry Realtors
Leland, NC
Highly likely to recommend
“Tammy Suggs was an absolute game changer for us. We were from out of state, had an idea of what we wanted but not 100% sure. Tammy went above and beyond to not only show us all our options but really get to know us to truly understand what is important to us. We knew we were in the best of hands. We quickly found our ideal home because of Tammy's investment in our needs. She guided us to our new home and seamlessly closed our home. We love her joy, spirit and energy! We couldn't have found our beautiful home without her!”
Barbara Clear
Leland, NC
Highly likely to recommend
“Tammy Suggs with the Cameron Team was amazing from start to finish! Professional and talented partner. She quickly connected with us to find our ideal home. The closing was quick and seamless. Thankful for Tammy and the Cameron Team!”
Bryan Clear
Leland, NC
Highly likely to recommend
“My partner and I worked with Tammy Suggs to buy our first home and it was amazing! We moved to the area less than 2 years ago, fell in love with it and decided we wanted to lock Wilmington in as our home. Tammy made sure we were never lost, confused or overwhelmed about any of the homebuying process. If we ever were overwhelmed then she was always available to listen and help out. She was fantastic and I couldn't believe how easy she made it for us to find our perfect home. Love love love her!”
Hanna Bottomley
Wilmington, NC
Highly likely to recommend
“Tammy we are so glad we had you to represent us in locating our new home. You were always on point when we needed your service or advice in this process. You made us feel as though we were your only clients and I know you had many more, so thanks again for the outstanding service in our search for a new home.”
Sherry & Delton Atkinson
Leland, NC
Highly likely to recommend
“Tammy Suggs, where do we start....at the beginning... My husband and I decided to relocate to the Wilmington area from NJ looking for our retirement lifestyle. We were introduced to Tammy and our adventure began!! We flew into Wilmington and spent three full days with her. Her knowledge of the area is extensive and priceless. She drove us all over and showed us all the sights that Leland/Wilimington has to offer which gave us a good flavor of the area. We could not have done this on our own. We had a few hits and misses on a couple of homes along the way but it turned out to be a blessing as it often does in real estate since our dream home miraculously came on the market at the right time that checked ALL of our boxes. We just closed today and we are absolutely thrilled with our forever home. So excited. Without her we would never have been able to accomplish all we did with all her connections, recommendations and referrals to get us through the process. She's energetic, kind as can be, great personality and sense of humor and a dedicated professional. She really cares about her clients. And she can kick butt when necessary. lol We love her and we're sure you will too.”
Catherine Pecoraro
Leland, NC
Highly likely to recommend
“Tammy is the best!! She was wonderful from start to finish and always had our best interest at heart. She helped us find the perfect house for the next season of our life.”
Charlie Pope
Hampstead, NC
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