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Will Experian Boost Help You Become a Home Buyer?

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Do you find yourself falling just below your target FICO® Credit Score? Is your credit history not as robust as lenders would like? Experian Boost may be the solution. What is a FICO® Credit Score? To understand why Experian Boost may help, you must first understand what a FICO® Credit Score is. The Fair Isaac Corporation or FICO® is the …

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February 1st, 2019 is an Important Date for Home Buyers

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The national Unemployment Report for the previous month is released the first Friday of each month. The report for January 2019 falls on February 1st, 2019. But what makes this unemployment report significant? It’s results could potentially initiate a series of events that lead to a rise in interest rates. As businesses grow, they create jobs that give people more …

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Is the Government Shutdown Affecting Real Estate Sales?

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 Realtor Melanie Cameron talks about how the government shutdown is affecting real estate sales and if home buyers and sellers should be concerned. Topics include FEMA flood policies, FHA home loans, VA home loans, and USDA home loans. If you have any questions about this or buying and selling real estate in the Greater Wilmington area, please don’t hesitate …

Melanie Cameron and Chris Hutchens

Chris Hutchens with Guaranteed Rate – Wilmington NC Lender

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Realtor Melanie Cameron of The Cameron Team speaks with Chris Hutchens, Branch Manager and V.P. of Mortgage Lending at Guaranteed Rate, about the services he and his mortgage lenders provide. If you’re thinking about buying a home in the Wilmington area and need to finance the purchase, consider giving Chris a call at (910) 344-0304. He’s happy to answer your …

Melanie Cameron - New FHA Loan Limit

2019 FHA Loan Limit Increase | Home Buyer Tips

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 Realtor Melanie Cameron of The Cameron Team at Coldwell Banker Sea Coast Advantage in Wilmington, NC, shares the recent announcement from the Federal Housing Administration on loan limits in 2019. Great news! They’re increasing. Watch the video to learn more. Get more great tips in our 60-page Buyer Guide. Also, shout out to Joey Milam at Alpha Mortgage for …

Melanie Cameron and Mark Vernon

What You Need to Know About Renovation Loans | Home Buyer Tips

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Realtor Melanie Cameron, Team Leader of The Cameron Team at Coldwell Banker Sea Coast Advantage, speaks with Mark Vernon of Guaranteed Rate about renovation loans. Home buyers and homeowners can benefit from these loans that allow for home repairs and renovations to be made. Watch the video to learn more. ***Important Info: If your home was in a federally declared …

You Want a Local Lender When a Natural Disaster Strikes

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In 2014, I wrote a blog called “6 Reasons Why You Should Use a Local Lender“, and we at The Cameron Team continue to stand by that business belief. Not every non-local lender is difficult or harmful to your transaction, but we continuously have better experiences overall with local lenders. To build on what was said in that original blog …

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

Do Real Estate Agents Receive Kickbacks from Mortgage Brokers?

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You started off your home search by hiring yourself a real estate agent or broker. You haven’t been preapproved for a home loan yet, so they’ve given you a couple names of mortgage brokers. Chances are, you’re wondering if they get something in return from those mortgage brokers, like a referral fee, and that may not be leaving the best …

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What Can Google Search Reveal About Home Buyers?

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If we looked at the Google searches conducted over the past few years, what would they reveal about home buyers and the future of the real estate market? Chase wondered the same thing. They partnered with Google to see what‘s top of mind for buyers and shared it in an interesting report. Here are the main takeaways: Affordability is a …